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Malta Microfinance

Growing through trust

What for



Malta Microfinance offers different loan schemes


If a small loan can transform your life and you can show us how you will be able to afford to make the repayments then get in touch with us. 

1. Business Loan:


Funding and extra support to start or expand your business.

Malta Microfinance offers loans up to €2,500 per individual for business loans. Business loans are usually given to two partners of a business forming a solidarity group.


The borrower must present a business plan showing the feasibility and sustainability of the business and must have their own capital to contribute to the project.

Malta Microfinance will offer as much support as possible to new businesses, including reviewing business plans and suggesting extra support services or agencies to approach as needed

2. Education Loan:


Course fees at designated institutions such as MCAST.

Education loans are given if they will contribute to finding a job or towards moving up in their careers.

The loan will cover the course fees and other requirements necessary for the course, such as tools. Most courses applied for are part-time or short-term so as to ensure the client is able to pay back within the stipulated time-frame.


3. Personal Loan:


Personal loans may be given out in special circumstances to individuals through financing not covered in the above loan profiles, however always with the aim of helping them maintain/employment, access/maintain suitable housing or secure increased economic mobility. 

A good example would be a loan to repair a car which is essential for the client to keep the employment.


4. Rent Loan:


In certain cases we approve loans covering up to two months’ rent and/or electricity and/or the deposit to move into a flat.

Mainly these loans are given to people wishing to move out of an Open Centre or other temporary accommodation.

The amount borrowed depends on the rent of the flat and other monthly expenses the client incurs compared to his/her income. The borrower must present the rental agreement and proof of income (including social benefits if applicable).